I'm not gonna lie I'd probably buy it even if it was 3,000. I say this because, when you purchase something you also have to think about the longevity of it and how long it'll last. Rainbows have a good rep for lasting for quite some time. So what you also do is divide the overall cost by how many years you think you'll have it, and on top of that, the system pays for itself overtime. Now yes, it may be $3,000 but that all depends on a distributor. I had one out of state (oregon) quote me a price of 3900 whereas one down in Georgia quoted me 2700. So that 1200 price difference does play into a factor, which we all know has to due with location. If you think of it like this, its like real estate. you can take one house in one area and it be a certain price. take that same house and put it in a different location and then you see the price difference. Me personally plans to put money down and then finance the rest and in my mind it'll become like a regular bill, kind of like the typical phone/ credit card bill will be, untill it gets paid off.